Retirees

Retirement is an exciting time, but it can also come with uncertainty and angst in regards to questions like “Where will my money
come from?” and “Did I save enough?” Over 80% of WillowTrust Wealth Management clients are age 50 or over and either in or close
to retirement. These clients are all offered a comprehensive planning process that includes the following:

• Retirement Planning and Distribution Strategies
• Social Security Planning
• Tax Planning
• Personal guidance related to emotions tied to leaving the workforce and transitioning into retirement

• Running out of Money
• What is healthcare going to cost
• How will I get money from my investments, IRAs, etc
• How do I minimize taxes
• Will I be a burden on my children and family
• What do I do about long-term care and can I afford a nursing home
• Can I leave a Legacy for the people and charities I care about

• Early retirement
• Retirement packages
• Layoffs
• Medical Issues that force a decision
• Social Security Planning
• Pension Claiming and Strategy
• What to do with 401k, 403b, 457, ESOP or ESPP